Check & ACH Processing

Check Services
Each year, check processing exceeds more than $4 billion in revenue and remains the most common form of non-cash payment. Check processing verification and/or guaranty allows merchants to reduce liability and increase sales by safely accepting checks. With our check processing solution, merchants are protected against losses and they benefit through easier and faster check acceptance at the point of sale. Effective Payment Management offers four levels of check processing protection and convenience, depending on the merchant’s needs. Effective Payment Management provides full support for check processing services, so our customers can concentrate on growing their business.

ACH Processing
Our Electronic Check Conversion (ECC) turns a traditional paper check into an electronic check at the point of sale, converting it to an ACH transaction. As part of Effective Payment Management's ACH processing and check verification process, the check writer is asked to sign a receipt authorizing the ACH and then the check is given back to the customer.  Thus the checks are deposited electronically, making the whole process more convenient and cost effective.  The business owner now focuses more on their core business, freeing up time running to the bank and electronically managing their monies.